{"id":63031,"date":"2025-12-20T03:04:13","date_gmt":"2025-12-20T06:04:13","guid":{"rendered":"https:\/\/crajubaremacao.com.br\/?p=63031"},"modified":"2025-12-20T03:04:13","modified_gmt":"2025-12-20T06:04:13","slug":"cmn-regulamenta-linha-de-r-6-bi-para-financiamento-de-caminhoes-programa-especial-de-credito-foi-criado-por-mp-publicada-na-terca-16","status":"publish","type":"post","link":"https:\/\/crajubaremacao.com.br\/?p=63031","title":{"rendered":"CMN regulamenta linha de R$ 6 bi para financiamento de caminh\u00f5es Programa especial de cr\u00e9dito foi criado por MP publicada na ter\u00e7a (16)"},"content":{"rendered":"<div>\n<p>\u00a0<strong style='box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; margin: 0px; padding: 0px;'>Conselho Monet\u00e1rio Nacional (CMN) aprovou a regulamenta\u00e7\u00e3o de uma linha de financiamento de at\u00e9 R$ 6 bilh\u00f5es para a compra de caminh\u00f5es novos e seminovos, voltada \u00e0 renova\u00e7\u00e3o sustent\u00e1vel da frota nacional.\u00a0<\/strong><span style='background-color: white; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif;'>A medida foi definida em reuni\u00e3o extraordin\u00e1ria nesta sexta-feira (19).<\/span><img decoding=\"async\" src=\"https:\/\/agenciabrasil.ebc.com.br\/ebc.png?id=1672789&amp;o=node\" style='border: 0px; box-sizing: border-box; color: #0c1a3d; display: inline; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; height: 1px; margin: 0px; padding: 0px; width: 1px;'><img decoding=\"async\" src=\"https:\/\/agenciabrasil.ebc.com.br\/ebc.gif?id=1672789&amp;o=node\" style='border: 0px; box-sizing: border-box; color: #0c1a3d; display: inline; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; height: 1px; margin: 0px; padding: 0px; width: 1px;'><\/p>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'>A regulamenta\u00e7\u00e3o permite que os bancos comecem a oferecer a linha de cr\u00e9dito criada pela\u00a0<a href=\"http:\/\/ttps\/\/www.planalto.gov.br\/ccivil_03\/_ato2023-2026\/2025\/Mpv\/mpv1328.htm\" style=\"box-sizing: border-box; color: #1e3394; font-weight: 700; margin: 0px; padding: 0px; text-decoration-line: none;\" target=\"_blank\">Medida Provis\u00f3ria 1.328<\/a>, publicada no\u00a0<em style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">Di\u00e1rio Oficial da Uni\u00e3o<\/em>\u00a0na ter\u00e7a-feira (16).<\/p>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'>A seguir, entenda como funciona a nova linha, quem pode acessar e quais s\u00e3o as principais condi\u00e7\u00f5es.<\/p>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'><strong style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">O que \u00e9 a nova linha de financiamento?<\/strong><\/p>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'>Trata-se de uma linha de cr\u00e9dito criada pelo governo federal para estimular a renova\u00e7\u00e3o da frota de caminh\u00f5es no pa\u00eds, considerada envelhecida, com impactos negativos sobre custos log\u00edsticos, seguran\u00e7a nas estradas e emiss\u00f5es de poluentes.<\/p>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'>O programa tamb\u00e9m busca reagir \u00e0 queda na produ\u00e7\u00e3o e nas vendas de caminh\u00f5es ao longo de 2025, informou em nota o Minist\u00e9rio da Fazenda.<\/p>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'><strong style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">Qual \u00e9 o valor dispon\u00edvel?<\/strong><\/p>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'>A linha contar\u00e1 com at\u00e9<strong style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">\u00a0R$ 6 bilh\u00f5es<\/strong>, autorizados por Medida Provis\u00f3ria, combinados com recursos pr\u00f3prios do BNDES.<\/p>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'>De acordo com a Fazenda, a\u00a0<strong style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">medida n\u00e3o ter\u00e1 impacto fiscal prim\u00e1rio<\/strong>, j\u00e1 que os financiamentos s\u00e3o reembols\u00e1veis, n\u00e3o contam com garantia da Uni\u00e3o e t\u00eam risco de cr\u00e9dito assumido pelas institui\u00e7\u00f5es financeiras participantes.<\/p>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'><strong style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">Quem pode pedir o financiamento?<\/strong><\/p>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'>O programa \u00e9 voltado a:<\/p>\n<ul style='background-color: white; box-sizing: border-box; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; margin: 1.3rem 0px 0px 1.3rem; padding: 0px;'>\n<li style=\"box-sizing: border-box; color: #0c1a3d; margin: 0px; padding: 0px;\">Transportadoras e frotistas;<\/li>\n<li style=\"box-sizing: border-box; color: #0c1a3d; margin: 0px; padding: 0px;\">Motoristas aut\u00f4nomos;<\/li>\n<li style=\"box-sizing: border-box; color: #0c1a3d; margin: 0px; padding: 0px;\">Empresas interessadas na aquisi\u00e7\u00e3o de caminh\u00f5es novos ou seminovos.<\/li>\n<\/ul>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'>O\u00a0<strong style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">valor m\u00e1ximo<\/strong>\u00a0de financiamento \u00e9 de\u00a0<strong style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">R$ 50 milh\u00f5es por mutu\u00e1rio<\/strong>.<\/p>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'><strong style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">Como o cr\u00e9dito ser\u00e1 operado?<\/strong><\/p>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'>A linha ser\u00e1 operada pelo Banco Nacional de Desenvolvimento Econ\u00f4mico e Social (BNDES), exclusivamente na modalidade indireta, ou seja, por meio de bancos e institui\u00e7\u00f5es financeiras credenciadas.<\/p>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'>Cabe a essas institui\u00e7\u00f5es a an\u00e1lise de cr\u00e9dito e a concess\u00e3o dos financiamentos.<\/p>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'><strong style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">Quais s\u00e3o as condi\u00e7\u00f5es do financiamento?<\/strong><\/p>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'>Segundo a regulamenta\u00e7\u00e3o aprovada pelo CMN:<\/p>\n<ul style='background-color: white; box-sizing: border-box; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; margin: 1.3rem 0px 0px 1.3rem; padding: 0px;'>\n<li style=\"box-sizing: border-box; color: #0c1a3d; margin: 0px; padding: 0px;\">O prazo de reembolso pode chegar a 60 meses;<\/li>\n<li style=\"box-sizing: border-box; color: #0c1a3d; margin: 0px; padding: 0px;\">Haver\u00e1 car\u00eancia de at\u00e9 seis meses para o pagamento da primeira parcela;<\/li>\n<li style=\"box-sizing: border-box; color: #0c1a3d; margin: 0px; padding: 0px;\">N\u00e3o \u00e9 permitida a capitaliza\u00e7\u00e3o de juros durante o per\u00edodo de car\u00eancia;<\/li>\n<li style=\"box-sizing: border-box; color: #0c1a3d; margin: 0px; padding: 0px;\">Os pedidos de financiamento poder\u00e3o ser protocolados at\u00e9 30 de junho de 2026.<\/li>\n<\/ul>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'>A resolu\u00e7\u00e3o entra em vigor nesta sexta-feira.<\/p>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'><strong style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">H\u00e1 incentivos para caminh\u00f5es menos poluentes?<\/strong><\/p>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'>Sim. De acordo com o vice-presidente e ministro do Desenvolvimento, Ind\u00fastria, Com\u00e9rcio e Servi\u00e7os, Geraldo Alckmin, o programa prev\u00ea condi\u00e7\u00f5es mais favor\u00e1veis de juros para caminh\u00f5es movidos a eletricidade ou biometano, que costumam ter custo mais elevado do que os modelos a diesel.<\/p>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'><strong style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">Qual \u00e9 o objetivo do governo?<\/strong><\/p>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'>Segundo o Minist\u00e9rio da Fazenda, a iniciativa busca:<\/p>\n<ul style='background-color: white; box-sizing: border-box; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; margin: 1.3rem 0px 0px 1.3rem; padding: 0px;'>\n<li style=\"box-sizing: border-box; color: #0c1a3d; margin: 0px; padding: 0px;\">Reduzir a idade m\u00e9dia da frota de caminh\u00f5es;<\/li>\n<li style=\"box-sizing: border-box; color: #0c1a3d; margin: 0px; padding: 0px;\">Aumentar a efici\u00eancia log\u00edstica;<\/li>\n<li style=\"box-sizing: border-box; color: #0c1a3d; margin: 0px; padding: 0px;\">Diminuir custos operacionais do transporte;<\/li>\n<li style=\"box-sizing: border-box; color: #0c1a3d; margin: 0px; padding: 0px;\">Melhorar a seguran\u00e7a vi\u00e1ria;<\/li>\n<li style=\"box-sizing: border-box; color: #0c1a3d; margin: 0px; padding: 0px;\">Mitigar impactos ambientais associados \u00e0s emiss\u00f5es de poluentes.<\/li>\n<\/ul>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'>Al\u00e9m disso, o programa pretende dar suporte ao setor de caminh\u00f5es em um momento de desacelera\u00e7\u00e3o da atividade econ\u00f4mica.<\/p>\n<p style='background-color: white; box-sizing: border-box; color: #0c1a3d; font-family: \"Tipo Brasil Rounded\", Inter, sans-serif; line-height: 1.5; margin: 1.3rem 0px 0px; padding: 0px;'>Com a regulamenta\u00e7\u00e3o aprovada, a expectativa do governo \u00e9 que os financiamentos comecem a ser oferecidos pelas institui\u00e7\u00f5es credenciadas nos pr\u00f3ximos meses.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0Conselho Monet\u00e1rio Nacional (CMN) aprovou a regulamenta\u00e7\u00e3o de uma linha de financiamento de at\u00e9 R$ 6 bilh\u00f5es para a compra de caminh\u00f5es novos e seminovos, voltada \u00e0 renova\u00e7\u00e3o sustent\u00e1vel da frota nacional.\u00a0A medida foi definida em reuni\u00e3o extraordin\u00e1ria nesta sexta-feira (19). A regulamenta\u00e7\u00e3o permite que os bancos comecem a oferecer a linha de cr\u00e9dito criada [&hellip;]<\/p>\n","protected":false},"author":88,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_themeisle_gutenberg_block_has_review":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4],"tags":[127,130],"class_list":{"0":"post-63031","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-regiao","7":"tag-cariri","8":"tag-ceara"},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/crajubaremacao.com.br\/index.php?rest_route=\/wp\/v2\/posts\/63031","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/crajubaremacao.com.br\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crajubaremacao.com.br\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crajubaremacao.com.br\/index.php?rest_route=\/wp\/v2\/users\/88"}],"replies":[{"embeddable":true,"href":"https:\/\/crajubaremacao.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=63031"}],"version-history":[{"count":0,"href":"https:\/\/crajubaremacao.com.br\/index.php?rest_route=\/wp\/v2\/posts\/63031\/revisions"}],"wp:attachment":[{"href":"https:\/\/crajubaremacao.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=63031"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crajubaremacao.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=63031"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crajubaremacao.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=63031"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}